http://prepaid-legal-help-4u.com/credit-report.html Mon, 29 Mar 2010 14:10:06 -0500 http://wordpress.org/?v=2.8.6 hourly 1 http://prepaid-legal-help-4u.com/credit-report.html/comment-page-1#comment-221 Alana@Improve Your Credit Check Score Mon, 29 Mar 2010 14:10:06 +0000 http://prepaid-legal-help-4u.com/?p=53#comment-221 Exactly how credit reporting agencies calculate a credit score is proprietary information. All anyone knows is that it's based on how your credit history compares to a general average credit history... It would be nice if all bureaus, organisations and credit agencies used one pre-agreed ratings scale. That way everyone would know where they are. The way credit ratings are set up at the moment is just confusing for everyone… Actually, I find it very ironic, that in order to build a “credit”, one has to go in “debt” first and pay it. But that is way system is set up. Exactly how credit reporting agencies calculate a credit score is proprietary information. All anyone knows is that it’s based on how your credit history compares to a general average credit history… It would be nice if all bureaus, organisations and credit agencies used one pre-agreed ratings scale. That way everyone would know where they are. The way credit ratings are set up at the moment is just confusing for everyone… Actually, I find it very ironic, that in order to build a “credit”, one has to go in “debt” first and pay it. But that is way system is set up.

]]> http://prepaid-legal-help-4u.com/credit-report.html/comment-page-1#comment-77 Hipolito M. Wiseman Mon, 25 Jan 2010 14:05:07 +0000 http://prepaid-legal-help-4u.com/?p=53#comment-77 Good stuff. Credit is no joke and once you hurt it it is very hard to get back on a good path repairing it. I was once young and didn't have a care in the world. Destroyed my credit and am now trying to repair my mistakes. What a headache. Good stuff. Credit is no joke and once you hurt it it is very hard to get back on a good path repairing it. I was once young and didn’t have a care in the world. Destroyed my credit and am now trying to repair my mistakes. What a headache.

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